Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Site. Your continued use of the Site constitutes your acceptance of any changes to these Terms.

2. Description of Services

Fortunalista provides the following services:

• Daily stock market analysis and investment recommendations
• Educational content related to stock investing and financial markets
• Community forum and discussion groups (via WhatsApp)
• Live trading sessions and webinars
• Newsletter and email updates (upon opt-in)

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

3. Eligibility

You must meet the following requirements to use our services:

• You are at least 18 years of age or the age of legal majority in your jurisdiction
• You have the legal capacity to enter into binding agreements
• You are not prohibited from using our services under applicable law
• You are not a resident of a jurisdiction where our services are prohibited

By using our services, you represent and warrant that you meet all eligibility requirements.

4. Community Guidelines

When participating in the Fortunalista community, you agree to:

Violation of these guidelines may result in removal from the community and termination of access to our services.

5. Intellectual Property Rights

All content on the Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Fortunalista or its content suppliers and is protected by international copyright laws.

• You may not copy, reproduce, distribute, or create derivative works without our express written permission
• You may download or print content for personal, non-commercial use only
• All trademarks, service marks, and trade names are the property of their respective owners
• User-generated content submitted to our community remains the property of the original author

6. Third-Party Links and Services

Our Site may contain links to third-party websites, services, or resources that are not owned or controlled by Fortunalista. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Your interactions with third-party services, including WhatsApp, are governed by their respective terms and privacy policies. We encourage you to review the terms and privacy policies of any third-party services you use.

7. Investment Disclaimer

By using Fortunalista's services, you acknowledge that investing in securities involves substantial risk of loss, and you agree that you are solely responsible for your own investment decisions and their outcomes.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Fortunalista and its founders, employees, affiliates, and agents shall NOT be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services
• Any loss of profits, revenue, data, or business opportunities
• Any investment losses, including but not limited to losses from stocks recommended through our services
• Any errors, inaccuracies, or omissions in content or information provided
• Any unauthorized access to or use of our servers, user data, or personal information
• Any bugs, viruses, or other harmful components transmitted through our Site
• Any acts or omissions of third parties

In any case, our total cumulative liability shall not exceed $100 USD or the amount you paid us in the twelve (12) months preceding the claim, whichever is greater.

9. Indemnification

You agree to defend, indemnify, and hold harmless Fortunalista and its founders, employees, affiliates, agents, and partners from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your violation of these Terms
• Your misuse of our services
• Your violation of any rights of a third party
• Your unlawful or improper conduct
• Any investment decisions made based on our content

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including:

• Violation of these Terms
• Violation of community guidelines
• Fraudulent, illegal, or abusive activity
• Behavior that harms other community members
• Requests from law enforcement or regulatory authorities
• Extended period of inactivity

Upon termination, your right to use our services will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, disclaimers, indemnifications, and limitations of liability.

11. Modifications to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make material changes, we will:

• Update the "Last updated" date at the top of this page
• Post the revised Terms on this page
• For significant changes, provide notice via email or a prominent notice on our Site

Your continued use of our services after any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or your use of our services shall be resolved in the courts of Sheridan County, Wyoming, and you hereby consent to the personal jurisdiction of such courts.

If you are located outside the United States, you should be aware that information you provide to us may be transferred to and processed in the United States, which may have different data protection laws than your country.

13. Contact Us